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Wysłany: Pią 12:15, 16 Sie 2013
Temat postu: moncler The Beginning Of Insurance In Europe
When London was destroyed by a powerful fire in 1666, venture capitalists realized that they could provide loans to other people, too, not
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just to merchants. As a matter of fact, numerous people loaned money during this period in order to reconstruct their houses. With the help of Pascal’s triangle, insurers managed to create the first mortality table and soon, they were able to
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offer their customers life policies, too.
Workers were organized in guilds during the Middle Ages. These guilds were trade schools where apprentices acquired new skills for their future careers. Once they
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became masters, they were supposed to recompense the respective guild by contributing regularly with money and by teaching other apprentices to become masters. The raised money was, thus, used to
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cover maintenance expenses or to help the
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families of the deceased masters. This type of financial support is considered to be one of the first types of insuring practices.
During the 17th and the 18th century, the majority of the European
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registered a significant increase of the commerce. The situation of the commerce was even more flourishing in Britain where merchants constantly shipped merchandise from London to the New World. Since merchants needed someone that could cover their losses in case of shipwrecks, wealthy British people accepted to cover part of the cargo load in exchange of products brought from the New World. Lloyd’s of London coffee house was the
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place where merchants and insurers gathered to seal their deals. The insurers, called venture capitalists, used to write their names and shares under the list of the cargo load and this is how the term ‘underwrite’ was coined.
The industrial revolution of the 18th and the 19th century brought numerous changes in people’s lives. People were confronting with risky situations each they; therefore, venture capitalists opened their own companies and specialized themselves in offering coverage for all types of problems. An important event was the introduction of the professional indemnity insurance which enabled both employees
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Your business and your customers will be protected as long as you get a professional indemnity insurance.
This might surprise many people, but the history of the European insurance began during the Greek and the Roman empires. These early forms of policies were very different than the ones we have today, but they meant the same thing: the members of a
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club would provide financial support for those colleagues who needed help. With the passing of the years, the insurance coverage was diversified to meet the needs of every new era and this is how they became as complex as they are today.
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